Protect your hard-earned money and assets from future crises and devaluation with physical investment gold

Inflation reduces the purchasing power of money. Gold tends to move the opposite way — its value rises over time and has historically caught up with what money has lost. When you hold physical gold, you hold real value, not just a number in an account.

Yes. Gold has been a so-called safe haven for millennia. It has survived wars, crises, currency collapses and economic shocks. It is an asset that does not depend on the decisions of a single government or a single bank.

During a currency reform, the currency often changes, exchange rates are reset, or savings are devalued. Physical gold retains its value regardless of the currency used to pay for it. It is an international value that knows no state borders.

If a state decided to abolish cash and move exclusively to digital payments, savings held in a bank would be fully dependent on the system. You hold physical gold yourself — outside the bank, outside digital accounts and outside third-party decisions.

A digital currency can bring centralized control, negative interest rates, or restrictions on access to your own money. Gold is a physical asset that is not subject to these risks. It is your private reserve.

Central banks buy physical gold to protect against the weakening of their own currencies, geopolitical instability, sanctions, trade wars and possible financial crises. Gold serves them as a reserve that does not depend on another country's decisions or the stability of a single currency.

Physical gold is real value that they hold in their own vaults. It is not a promise, a paper note or a digital entry. For central banks, it is the oldest and most proven way to preserve the value of reserves away from inflationary pressure and political decisions.

Yes, even more so. An average person has no influence on monetary policy, cannot print money, and cannot choose in which currency they receive their salary or pension. If the value of the currency falls or a crisis hits, savings in a current account lose purchasing power. Physical gold is a way to build similar protection on a smaller scale.

A bank account is convenient, but it is not real protection of value. Money in a bank is a digital entry that depends on the bank, the state and the currency. Gold is a real asset that you personally own and that has outlived every financial system.

A buying window is a period when the conditions for entering physical gold are exceptionally favorable. It is currently still open — and can be used either through a one-time purchase or through one of the iiplan® savings plans.

A one-time purchase is suitable if you have available funds and want to protect them immediately. Regular saving spreads the purchase over time and averages the price. Both forms can be combined — together we will set the ratio according to your goal.

iiplan® are savings programs for physical gold — iiplanGold® for regular saving, iiplanRentier® for long-term reserve building, and iiplanMax® for entrepreneurs. They differ in duration, deposit amount and conditions; we will choose the one that fits your situation.